Sunday, May 10, 2015

Haha, oh me

Well, someone has not been very successful at belt-tightening during the first week of May, and that someone is me.

My new job is going to be tough - I can feel myself burning to spend spend spend as I look through all the stuff in the store. I bought lunch at Tim's yesterday because I hadn't brought anything with me, and then on the way home I needed new mascara because I had accidentally left mine at a stranger's house when I was trying on jeans...and then somehow that turned into ice cream and popcorn and also Claritin for my sinuses...

To sum up, I have $88 in my bank account and about $60 in cash to last to the end of the month.

That's just discretionary spending, I don't want anyone to panic. I have accounted for all the other money that comes in, so I'm not in danger of missing my mortgage payment or pad rent. But I'm probably going to be eating out of the freezer a lot this month. And I really need to get off my butt and take photos of the stuff I am trying to sell on the Buy & Sell. Nothing like getting paid to declutter :P

Friday, May 1, 2015

Curveballs

Well, the victory of the mortgage payment was countered with the less-than-victory of expenses exceeding income this month. The Truck expenses (tires and oil changed, service, replacement of a burnt out indicator) came from the Truck account, so that was okay. But there was no account to cover the cost of having a small piece of my washing machine replaced.

I suppose I could have taken it from my Heating account, but that doesn't sit right with me. I think I might need a third account for Home Maintenance.

The expenses didn't put me in the hole, exactly, but they ate into my buffer money, and that is irritating. May is going to be a month of belt tightening, I think. I need to plug up the leaks in my wallet (fast food/junk food is the #1 wallet-leak that I can see), and get that money flowing into my savings.

Finances, wooo!